Capital Gains Tax – what are the current rules? A professional who understands the tax environment in retirement could save you thousands.
Access to Superannuation – how can you continue to make your Super work best for you during your retirement. Do you know how a SMSF could benefit you?
Debt Position – how do you access your debt position come retirement, do you need to look at restructuring your accounts? Can there still be good debt and bad debt in retirement?
Transition to Retirement (TTR) – you may have heard of a TTR, but do you understand how a TTR could benefit you? We can work through a real life scenario and examples of a TTR strategy. Assess your goals and position to see how a TTR could work for you.
Protection – it is important to ensure that you are continuing your protection as you enter into retirement.
Pensions and Centrelink – how does a pension actually work? And how could a pension be suited to you? What are you entitled to and how do you ensure that you are receiving your entitlements.
Review Your Position – is it all going to plan? Even though you may not continue to be working, it is important to ensure that you are having regular reviews with your adviser. Is it all going to plan? The same way we go to the doctor for a regular check-up, we need to be regularly checking-up on our finances, ensuring all is ticking along as it should be.
Estate Planning – all about ensuring that your wishes will be carried out once you pass on. A professional should prepare your estate documents to ensure any complexity in your financial world has been considered.